The Small Business Superannuation Clearing House Is Closing — What Your Business Needs to Do

November 17, 2025 11:51 am

The way Australian small businesses pay superannuation is about to change. For years, the Small Business Superannuation Clearing House (SBSCH) has been the simplest option for small employers to manage super payments. It’s free, reliable and widely used, especially by small businesses that don’t use modern payroll systems. But the ATO is retiring the SBSCH

The $20 000 Instant Asset Write-Off 2025: What Small Businesses Should Know

October 20, 2025 11:03 am

The $20 000 Instant Asset Write-Off 2025 – Your Complete Guide If you run a small business in Penrith or Western Sydney, there’s good news for your bottom line.The Federal Government has extended the $20 000 instant asset write-off until 30 June 2026, allowing eligible small businesses to immediately deduct the full cost of assets

ATO Interest Charges No Longer Deductible: What It Means for Your Business

October 20, 2025 11:01 am

A quiet but costly change is coming for Australian businesses.From 1 July 2025, interest charges you owe to the ATO on outstanding tax debts will no longer be tax-deductible. Until now, many businesses have treated ATO interest as a normal expense — a painful but claimable cost. The new rule removes that deduction entirely, meaning

The Small Business Superannuation Clearing House Is Closing: What It Means for You

October 20, 2025 10:00 am

If your business uses the ATO’s Small Business Superannuation Clearing House (SBSCH) to pay employee super, big changes are coming. From 1 October 2025, the service will close to new registrations, and all users will need to switch to alternative platforms before 1 July 2026. Here’s what the closure means, how to prepare, and where

Top 5 Bookkeeping Mistakes That Cost Small Businesses Time and Money

August 19, 2025 1:26 pm

Bookkeeping isn’t just data entry—it underpins every decision you make in your business. Poor bookkeeping leads to missed deductions, cash flow problems and ATO penalties. Below are five common mistakes we see in small businesses and how to avoid them. Staying on top of your books will save you time, money and stress. 1. Mixing

Cash Flow Strategies Every Western Sydney Business Needs

August 19, 2025 1:25 pm

Cash flow is the lifeblood of any business. Even profitable companies can run into trouble if money isn’t available when bills fall due. For small and medium enterprises (SMEs) in Penrith, the Blue Mountains and Western Sydney, managing cash flow is vital for stability and growth. Here are practical strategies, backed by guidance from the

The Ultimate Small Business Tax Checklist for 2025

August 19, 2025 1:20 pm

Running a small business in New South Wales brings great rewards — and plenty of tax responsibilities. To help you stay compliant and minimise stress at tax time, we’ve prepared this step‑by‑step checklist for the 2024‑25 and 2025‑26 financial years. Follow these steps, and you’ll have confidence that your business is meeting its obligations while

EOFY 2025: Essential Tax Planning Strategies

June 11, 2025 2:40 pm

As the end of the financial year (EOFY) approaches, small businesses across Penrith and Western Sydney are preparing to get their finances in order. Tax planning isn’t just about meeting deadlines—it’s about maximising deductions, improving cash flow, and setting your business up for success in the year ahead. This article outlines the most effective tax

Navigating ATO’s 2025 Compliance Focus

June 11, 2025 2:28 pm

As tax time rolls around in Australia, the Australian Taxation Office (ATO) has released its 2025 compliance focus areas, targeting common mistakes made by small business owners. If you’re running a business in Penrith or the wider Western Sydney area, understanding these priorities can help you avoid penalties and stay on top of your obligations.

Superannuation Guarantee Increasing to 12%

May 2, 2025 11:47 am

From 1 July 2025, the Superannuation Guarantee (SG) rate will officially increase from 11.5% to 12%. This change marks the final step in a long-term plan to boost retirement savings for Australian workers—but for small business owners, it also means preparing for increased wage costs and updated payroll systems. In this article, we’ll explain what

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